A smarter way for independent business professionals to manage healthcare costs.
The Idaho REALTORS® Benefits Center offers multiple options for health coverages designed exclusively for self-employed small business owners.
- Alternative to private and exchange plans
- Major medical model plan designs; HSA eligible options
- Dental, Vision, Accident, Critical Illness, Hospital Indemnity and Life plans available
- National PPO networks available, or go to any doctor/facility
- Cost may be business tax deductible
(always confirm with tax professional) - Secure online enrollment platform – enroll when it’s convenient for you!
Now Available: Accident Rider for Core Choice Medical Enrollees. Get the additional coverage – for auto and other accidents – you’ve been looking for.(Available only for Core Choice Medical Plan enrollees.)
View Our Unlocking Affordable Health Benefits Webinar
Take control of your healthcare costs.
Self-employed Idaho Realtors now have an alternative to private and exchange plans. When you establish a self-funded plan for your business of one, you and your dependents can get great care and save money.
Eligibility and Requirements
- Business Owners may establish their own health plan for themselves and their dependents.
- Business must have a Federal Tax ID.
- Idaho Realtors must have an NRDS number and Real Estate license to qualify.
- For the Vault Captive Product, applicants must answer a short medical questionnaire to screen for major medical issues and must have BMI under 40. Want more details? See FAQs
Select a Product to Learn More
Medical
Exclusively for Business Owners, Sole Proprietors, or Independent Contractors, and their families.
This program harnesses the size and scale of its professional membership to offer an innovative program structure that locks in savings for self-employed association members and their families.
Participants establish a self-funded plan for their ‘business of one’, combining monthly payments with other participants to pool their health funds. And all plans also include a mental health benefit – unlimited behavioral health televisits!
Dental
Annual preventive care alone can help prevent other health issues such as heart disease and diabetes. Three plans to protect your smile.
Vision
Reduce your expenses with savings on frames, lenses, contacts, eye exams and more.
Accident
Help cover related expenses like lost income, childcare, deductibles and co-pays – things medical doesn’t cover.
Critical Illness
Cash benefits to help pay unexpected costs not covered by your health plan.
Hospital Indemnity
Benefits payable directly to you, to help pay unexpected expenses not covered by your plan.
Life
Provide security for your loved ones
UnitedHealthcare® Group Medicare Advantage Plan
Over 65? UnitedHealthcare® is excited to offer its Medicare Advantage Plan to Idaho REALTORS® retirees. Fill out the form to learn more!
See What People Are Saying
“This is a PSA for all my fellow Georgia Realtors: you MUST check out the Health Insurance offering that GARE just rolled out!! I just completed my application and will be saving OVER $200 per month with a much lower deductible that, once met, will then provide 100% coverage. It definitely can’t hurt to see if you qualify. #garealtors #healthinsurance” – Dorrie Johnson Love – Related program by Georgia REALTORS®
“My family and I are on a catastrophic plan with Liberty Health Plan. It is expensive and does not cover any of our regular healthcare needs or associated costs. I will pay about $140.00 more a month on GARE Health Plan – it’s well worth it as I can’t forgo the opportunity to have an affordable major medical plan. I’ve not been able to afford one the last couple of years -nor could I take the risk of not having it, especially with an active 14-year-old son who plays sports!” – Related program by Georgia REALTORS®
Steps to Establish Plan
View model plan designs and calculate costs.
Create an account to start the process.
Once approved, sign contracts and establish plan.